Express Debit makes real-time payments easy for iGaming Operators. Any device. Any time. Our Payments API allows you to send direct-from-account payouts to your customers via Interac’s e-Transfer Send Money. This product is very useful for transactions such as Payouts/Withdrawals or refunds to a consumer.

Payouts are created through backend sessions which send funds to the player’s bank account. If the player receiving the payout does not have Interac’s Autodeposit feature enabled, then they receive a one-time password to accept the funds to their bank account.


  • Real time payments - Convert more customers to your platform by offering the instant payouts to their Canadian bank account via Interac’s e-Transfer service.
  • No customer sign-up required - Your customers do not need to register to accept payment, when the payment is initiated then it’s received at their bank account.
  • Regulatory compliance - Use our Real-time Name Matching feature to be compliant with AGCO regulations, and to protect against fraud. (Note that this feature is only available for customers with Autodeposit.)
  • Real-time transaction updates - Initiate a payout and receive immediate confirmation during each step of the payment journey via webhook calls.
  • Easy reconciliation - Automate your payout remittance process by appending your reference number and/or customer identifier to the payment to track the transaction back to your systems.

Get the payment status

In addition to receiving real-time transaction updates via webhook calls, iGaming Operators have the option of using our GET Payment Status endpoint.